{"id":48764,"date":"2018-05-21T00:04:11","date_gmt":"2018-05-20T23:04:11","guid":{"rendered":"https:\/\/startups.co.uk\/startups-100\/?p=48764"},"modified":"2018-05-21T00:04:11","modified_gmt":"2018-05-20T23:04:11","slug":"16-divido","status":"publish","type":"post","link":"https:\/\/startups.co.uk\/startups-100\/2018\/16-divido\/","title":{"rendered":"16. Divido"},"content":{"rendered":"

Founders: <\/strong>Christer Holloman, Fredrik Borgquist, and Anders Hallsten
\nFounded: <\/strong>January 2015 (launched September 2015)
\nWebsite: <\/strong>www.divido.com<\/a><\/p>\n

Divido is one of few companies to hold the rare distinction of appearing in the Startups 100 not once<\/a>, not twice<\/a>, but three times.<\/p>\n

The London-based fintech start-up was founded in 2015 by friends Christer Holloman, Anders Hallsten and Fredrik Borquist.<\/p>\n

The business idea originated when Holloman – who set up Glassdoor.com in Europe, the Middle East and Africa – found his local independent furniture company was unable to offer him a monthly instalment finance plan like those offered by large retail chains.<\/p>\n

Inspired, Holloman sought to build a solution. That solution was Divido.<\/p>\n

Now used by more than 800 retailers, Divido allows companies to offer customers the option to pay for big ticket items in instalments.<\/p>\n

It connects to multiple lenders who then bid for business, which drives competition and lowers the cost for both the merchant and the customer.<\/p>\n

Divido charges a set-up fee as well as a monthly fee and then takes a fee for every consumer transaction. It claims its service can help to “turn browsers into buyers”, boosting conversion by 40% and increasing basket size by 12%.<\/p>\n

The start-up operates an omni-channel platform across online, in-store and mobile. It also works across multiple currencies, meaning retailers can cover multiple markets with one integration.<\/p>\n

Brands big and small are among its customers such as Lenovo, Simba, and BMW, with the latter rolling out Divido’s after-sales financing to more than 60 of its retailers throughout the UK last year.<\/p>\n

After expanding to Germany just before Christmas 2017, Divido is set to expand to a further 15 countries in 2018 as it looks to build the future of payments.<\/p>\n

Having been recognised by Google, Forrester and the UK government as leading innovation in the retail and finance industries, Divido has aspirations to become the world’s largest retail finance platform – and it seems like only a matter of time.<\/p>\n\n","protected":false},"excerpt":{"rendered":"

Founders: Christer Holloman, Fredrik Borgquist, and Anders Hallsten Founded: January 2015 (launched September 2015) Website: www.divido.com Divido is one of few companies to hold the rare distinction of appearing in the Startups 100 not once, not twice, but three times. The London-based fintech start-up was founded in 2015 by friends Christer Holloman, Anders Hallsten and […]<\/p>\n","protected":false},"author":91134,"featured_media":48955,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[183],"tags":[],"class_list":["post-48764","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-183"],"acf":[],"yoast_head":"\n16. Divido - Startups 100 2018 | Startups.co.uk<\/title>\n<meta name=\"description\" content=\"The finance platform which enables retailers to offer payment instalment plans for big ticket items; a win-win for customers and brands\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/startups.co.uk\/startups-100\/2018\/16-divido\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"16. 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