The best fuel cards for small businesses Fuel cards can save your business time and money. Here’s our impartial, expert pick of the best fuel cards for UK small businesses. Alec Hawley August 12, 2022 5 min read Our experts We are a team of writers, experimenters and researchers providing you with the best advice with zero bias or partiality. This article was authored by: Alec Hawley Our independent reviews and recommendations are funded in part by affiliate commissions, at no extra cost to our readers. 0 out of 0 backward forward Annual fee Best for Network Key benefits FuelGenie The Fuel Store card UK Fuels Fleetone Allstar One BP Supercharge None £12 per card Pricing on request £18 per card £24 per card Lowest fees Fixed weekly prices Customer service Network coverage Larger fleets 1,350+ 3,000+ 4,100+ 7,700+ 7,600+ Almost no fees whatsoeverSave an average of 3p per litreOnline or in-app account management Low annual feeSave up to 10p per litreUse card to buy additional vehicle products 4.8 rating on TrustpilotOnline account managementSave up to 10p per litre UK's largest fuel card networkSave up to 10p per litre of dieselAdditional fleet services offered Lower annual fee for larger fleetsHuge networkComplete control over fleet expenses Use our free comparison tool to get tailored quotes from top UK fuel card providers Get free quotes Following a thorough research process, our impartial pick as the best fuel card for UK small businesses is FuelGenie, which really stands out for having no annual card fee, no transaction fee, no replacement card fee, in fact almost no fees whatsoever.It does however have a far smaller fuel station network than major rivals such as the Allstar One and BP Supercharge cards, so it might not necessarily be the right choice for your business.To help you work out which fuel cards fit your needs and get free bespoke quotes, check out our handy fuel card comparison tool. Just answer a few quick questions and you’ll get tailored quotes for your business from leading UK fuel card companies, saving you countless hours of research.Or, just read on to learn more about our top five picks for the best fuel cards for UK small businesses. FuelGenie The Fuel Store Card UK Fuels Fleetone Allstar One BP Supercharge Next steps: Choosing a fuel card for your small business Best fuel cards for small businesses FAQs We can help you find the right fuel card for your business Tell us what you're looking for and compare leading fuel card providers Get free quotes It only takes a minute FuelGenie FuelGenie An innovative fuel card with no basic fees, FuelGenie is a great choice for small businesses Pricing No basic fees, only charges are for hard copy invoices and returned direct debits Almost no fees Save an average of 3p per litre Online or in-app account management Summary FuelGenie is a pretty remarkable fuel card provider and our top overall choice for small businesses. Unlike all of its rivals, it charges no basic fees, so no account fee, no transaction fee, even no card replacement fee. In fact, the only charges are a very reasonable £5 each for hard copy invoices and £49 for returned direct debits. The major drawback is you'll only be able to get discount fuel from supermarket fuel stations (these generally charge the lowest prices thanks to economies of scale), with a combination of Tesco, Morrisons and Sainsbury's producing a relatively small network of around 1,350 branches. However, your drivers will be able to earn loyalty points on their fuel purchases and you'll get an unlimited number of free cards, online account management and pre-approved HMRC invoices. As long as you can cope with a limited choice of fuel stations, then FuelGenie is an excellent way to save money on your small business fuel expenses. Show moreless Best for: Lowest feesPricing from: FreeFuelGenie pricingFuelGenie has a unique pricing model.Basically, there are no fees – there’s no account fee, no transaction fee, and none of the other standard fees charged by fuel card providers.The only things you’ll pay for are hard copy invoices (£5 each) and returned direct debits (£49 each time).The tradeoff is you’ll only be able to get discounted fuel from Tesco, Morrisons and Sainsbury’s fuel stations, which means a relatively small network of 1,350 branches.FuelGenie verdictFuelGenie’s ultra low cost pricing model makes it our top overall choice for the best small business fuel card, businesses just need to make sure the limited choice of fuel stations works for them. The Fuel Store Card The Fuel Store Card A straight-talking provider with fixed weekly pricing and a low annual fee Pricing Annual fee of £12 per card Low annual fee Save up to 10p per litre Use card to buy additional vehicle products Summary The Fuel Store Card is a good choice for small businesses that want the certainty of fixed weekly pricing. The £12 annual account fee is one of the lowest around and that gives you access to a network of over 3,000 fuel stations. It's easy and quick to sign up and, once you've got going, you'll be able to track usage with online account management tools. To keep things simple, drivers can also pay for additional vehicle products like motor oil and lubricant with The Fuel Store Card, and you can quickly tackle the admin with pre-approved HMRC invoices. All this adds up to a great fuel card package for small businesses that want consistent fair pricing that they can rely on. Show moreless Best for: Fixed weekly pricesPricing from: £12 per card per yearThe Fuel Store Card pricingThe Fuel Store offers virtually no public pricing information, but we do know that it has a £12 per card per year account fee.In terms of fuel prices, The Fuel Store promises a fair rate in line with the market base price.This pricing secrecy is very common among fuel card providers so, one of the best ways to find out how much fuel cards will cost for your business is to use our handy free fuel card comparison tool. Simply answer a few quick questions and you’ll receive bespoke quotes from some of the UK’s top fuel card companies.The Fuel Store Card verdictOverall, The Fuel Store Card offers a good middle ground between FuelGenie’s minimal fees and limited network, and the high fees and huge networks of major players like BP and Allstar. Access to over 3,000 fuel stations, low annual fees and fixed weekly pricing are an attractive combo for small business prioritising stability and cost. UK Fuels Fleetone UK Fuels Fleetone This powerful fuel card leads the way when it comes to customer service Pricing Available upon request 4.8 rating on Trustpilot Online account management Save up to 10p per litre Summary What really sets the UK Fuels Fleetone card apart is the company's focus on customer service, reflected in a 4.8 Trustpilot score from over 1,900 reviews. There's no public pricing information but what we do know is that you drivers will get access to a network of over 3,300 fuel stations, plus apps that let you easily manage your account and quickly find the nearest in-network fuel station when you need to fill up. The pump saver tariff means you'll get a guaranteed saving (up to 10p per litre) on the pump price, and HMRC-compliant invoices means the admin side is a doddle. So, if you're looking for first-class customer service, access to a strong multi-brand fuel station network, and digital tools that make the fuel process easier, then UK Fuels Fleetone could be the perfect fuel card for your small business. Show moreless Best for: Customer servicePricing from: Quotes on requestUK Fuels Fleetone pricingAs is so often the case with fuel cards, UK Fuels provides no public pricing information for any of its fuel cards.So, to get a good idea of your small business fuel card costs, check out our handy (and free) fuel card comparison tool. Answer a few quick questions and you’ll get tailored quotes from leading UK fuel card companies.UK Fuels Fleetone verdictUK Fuels Fleetone’s commitment to excellent customer service really makes it stand out, UK Fuels has the highest Trustpilot rating (4.8) of any fuel card provider. You’ll also get access to a strong multi-brand network of over 3,300 fuel stations, HMRC-compliant invoices and digital tools to manage your account and find the nearest in-network fuel stations. Allstar One Allstar One A powerhouse card with the UK's largest fuel station network Pricing Annual fee of £18 per card UK's largest fuel card network Save up to 10p per litre of diesel Additional fleet services offered Summary The ace in Allstar One's pack is undoubtedly its huge network of over 7,700 fuel stations that cover 90% of the UK. Given this, the annual account fee of £18 per card is reasonable, although transaction charges of up to £2.75 per purchase will quickly mount up and increase the overall cost. Fuel savings are particularly good for diesel drivers, with Allstar's Discount Diesel network offering savings of up to 10p per litre. Allstar also offers flexible credit terms to help businesses manage their cash flow, HMRC-compliant invoicing and online fleet management that lets you track easily track the fuel efficiency of your drivers. Overall, while it's one of the more expensive options out there, Allstar One's massive network means it's worthy of strong consideration by small business owners. Show moreless Best for: Network coveragePricing from: £18 per card per yearAllstar One pricingAllstar One has no public pricing information, but we know that it has an £18 per card per year account fee and transaction fees of up to £2.75 each time.This makes it one of the more expensive fuel card options overall, but that does give you access to the UK’s largest fuel station network. Save by comparing fuel card costs Does your business use a fuel card already? Yes No Allstar One verdictAllstar One is a premium option – you’ll pay both a pretty hefty account fee and transaction fees, but you’ll get access to the UK’s largest fuel station network (over 7,700 stations) and an online fleet management system that lets you easily track locations used and fuel efficiency. BP Supercharge BP Supercharge A high-powered card with lower fees for bigger fleets Pricing £24 per card per year Lower annual fee for larger fleets Huge network Complete control over fleet expenses Summary If your small business has big ambitions, then the BP Supercharge card could be ideal. The £24 per year account fee may seem steep but BP doesn't charge transaction fees, and the annual account fee falls to £18 per card for 100 vehicles+ and £12 for 200+ vehicles. For that, you get access to a huge network of over 7,600 fuel stations covering 90% of the UK, customisable parameters that allow your drivers to pay for other vehicle products and make it easier to control total fleet expenses, HMRC-compliant invoices, and the ability to earn reward points on BP transactions. If you've got a big active fleet, then BP Supercharge should be top of your list. Show moreless Best for: Larger fleetsPricing from: £24 per card per year (lower for larger fleets)BP Supercharge pricingThe annual account fee for the BP Supercharge card is £24 per card, but this falls to £18 per card for 100+ vehicles and £12 for 200+ vehicles.There are no transaction fees.BP Supercharge verdictWith a pricing structure that means you save money as your fleet increases, the BP Supercharge card holds obvious appeal for small businesses with big ambitions. Even at standard pricing though, the lack of transaction fees makes it a real rival to Allstar One – its network may be slightly smaller (7,600 vs 7,700) but it may work out cheaper overall for your small business. Next steps: Choosing a fuel card for your small businessOverall, the best fuel card for your small business depends on what exactly you’re looking for.If your overwhelming priority is cost, then it’s hard to look past FuelGenie and its almost total lack of fees (you’ll just be limited to a relatively small network of supermarket fuel stations).Looking for stability? Then we’d recommend The Fuel Store Card, which offers fair fixed weekly pricing and a low £12 per card annual fee.UK Fuels Fleetone leads the way for customer service, while Allstar One has the UK’s largest fuel card network. BP Supercharge is our top choice for larger fleets thanks to its volume discounts.Really though, the best way to start finding the perfect fuel card for your business is to use our handy, free fuel card comparison tool. Just take a minute to answer a few quick questions and you’ll receive bespoke quotes from leading UK fuel card companies, saving you hours of research time and letting you get on with running your business. Best fuel cards for small businesses FAQs Frequently Asked Questions What is the best fuel card for UK small businesses? FuelGenie is our impartial top pick for the best fuel card for UK small businesses. Most users will pay no fees, making it perfect for small businesses that need to cut their fuel costs. Are fuel cards worth it for small businesses? Yes, fuel cards are definitely worth it for small businesses. Even if you’ve only got a small fleet, your fuel costs can quickly mount up and fuel cards let you save money every time you fill up, potentially saving thousands of pounds per year. Do you get taxed on a company fuel card? Generally, fuel purchases for vehicles that are exclusively used for business journeys are exempt from tax. However, if your employees use company vehicles for both business and personal travel, then these journeys will need to be reported separately and the personal travel element will be subject to tax. We can help you find the right fuel card for your business Tell us what you're looking for and compare leading fuel card providers Get free quotes It only takes a minute Startups.co.uk is reader-supported. If you make a purchase through the links on our site, we may earn a commission from the retailers of the products we have reviewed. This helps Startups.co.uk to provide free advice and reviews for our readers. It has no additional cost to you, and never affects the editorial independence of our reviews. Share this post facebook twitter linkedin Alec Hawley Alec is Startups’ resident expert on politics and finance. He’s provided live updates on the budget, written guides on investing and property development, and demystified topics like corporation tax, accounting software, and invoice discounting. Before joining, he worked in the media for over a decade, conducting media analysis at Kantar Media and YouGov, and writing a wide variety of freelance pieces.