The business too small to be paid

In an exclusive column, Emma Jones CBE discusses her work tackling late payment practices, offering practical insights to help small businesses get paid what they're owed.

Our experts

We are a team of writers, experimenters and researchers providing you with the best advice with zero bias or partiality.

I recently spoke with a microbusiness that had just completed a major project for a global travel corporation. When it was time to get paid, however, their flurry of emails and phone calls was met with total silence from the client.

Why? Well, according to the company, “being a microbusiness of just four people, we simply weren’t high on their radar.”

This is an infuriating reality for lots of companies, and something I see far too often. When you’re a team of four dealing with a team of 4,000, your invoice can easily become a rounding error. But remember: your size is not an excuse for another company’s negligence.

If you’re a microbusiness, and you feel like you’re just shouting into the void, here’s how to make the kind of noise that gets you noticed.

1. Stop being polite and start being procedural

Many small founders worry that being too “pushy” will burn bridges. But think about it like this: if they aren’t paying you, the bridge is already on fire.

  • Find the human: Not having any luck with the generic “finance@” address? Use LinkedIn or your project contact to find a specific name in Accounts Payable.
  • Weaponise the “Nudge”: If emails are ignored, switch to a phone call or even a professional WhatsApp message.

2. Use the big business rulebook against them

Large companies have processes. If they aren’t followed, unfortunately, this can often render you invisible.

  • The PO is King: Often, a payment is “stuck” simply because a Purchase Order (PO) number is missing or incorrect. Ask for your PO before you start the job.
  • Check their homework: Use the government’s Check Payment Practices tool to see if this company is a serial offender. If they are, you should be charging statutory interest (8% above base rate) and compensation the moment they hit day 31.

3. Bring in the big guns (for free)

You don’t need a legal team to take on a corporation. My team at the Office of the Small Business Commissioner (OSBC) is a free, government-appointed service specifically designed to help small firms (under 50 staff) chase larger ones.

In the media case I mentioned earlier, the OSBC stepped in and turned months of silence into a payment in just a few days. We provide the “official” weight that a microbusiness often lacks on its own.

Emma’s pro-tip

If a client tells you you’re “not on the radar,” tell them you’re about to be. Mentioning that you are considering escalating the matter to the Small Business Commissioner is often the only radar ping a large finance department needs to find your invoice (funny that).

Remember: You did the work, so you deserve to be paid.

Emma Jones CBE - Small Business Commissioner

Emma Jones advocates for SMEs in the UK, ensuring they receive the resources they need to grow. With a degree in Law and Japanese, Emma has spent the last 25 years founding and leading multiple ventures, including Enterprise Nation and StartUp Britain, before being appointed as the Small Business Commissioner for the Department for Business and Trade in June 2025.

Small Business Commissioner

This content is contributed by a guest author. Startups.co.uk / MVF does not endorse or take responsibility for any views, advice, analysis or claims made within this post.

Written by:
Back to Top